👋 We noticed you're visiting us from Estonia, so we directed you to the right place. You can still switch regions at any point.

Estonia • English

Cachet

Close

Cachet Blog

General General City Rider Corporate news Team Cachet Tips

Search

14.11.2023

Interview with Danuta Żukowska, General Manager CEE: Digital Insurance is Not a Yeti!

Cachet has been in the Polish market for two and a half years now. How would you summarize this period? What has been achieved, and what lies ahead? We entered...

23.10.2023

Startup to scale-up: refreshed brand and revamped website

In 2018, the platform economy was shaking up the world of work. Every industry was being personalised. Insurance, not so much. When a flaw makes you welp, get yer boots...

09.10.2023

Meet our CTO Joosep Lall

What brought you to Cachet? I had been working in IT for 7 years. Hedi was looking for developers to build the MVP version of Cachet. A friend recommended me...

13.09.2023

Meet Cachet co-founder and CEO Hedi Mardisoo

Insurance is about risk assessment. But you saw rapid changes in the world of work, technology, and mobility, that weren’t properly addressed by the industry. What made you enter the...

13.09.2023

Meet Danuta Żukowska, General Manager, Cachet CEE Poland

What brought you to Cachet? It was unexpected but, looking back, inevitable. After 20 years at big corporations I was ready for change and only needed the right stimulus. Our...

13.09.2023

Meet Cachet co-founder and COO Kalle Palling

Insurance is about risk assessment. But you saw rapid changes in the world of work, technology, and mobility, that weren’t properly addressed by the industry. What made you enter the...

22.06.2023

Oh No, I Screwed Up: Five Electric Scooter Scenarios Where You’ll Need Insurance

Electric scooters have become a popular mode of transportation in Estonia, some might even say too popular. But the truth of the matter is, they are convenient, eco-friendly, and a...

16.05.2023

The pros and cons of owning vs. renting an electric scooter

Electric scooters have become increasingly popular in recent years as a mode of transportation for short distances. With the rise of scooter-sharing services like Bolt and Tuul, many people have...

10.05.2023

Have you taught your child everything they need to know about bicycle safety?

Summer is here again and the mind of many parents will turn to one of the most scary topics – bicycle safety. After all, who doesn’t worry about their child...

21.04.2023

Cachet revolutionizes bike insurance landscape in Poland with the launch of Cachet Rower

Cachet, the enabler of fair insurance for gig and platform economy, is pleased to announce the launch of its revolutionary insurance product, Cachet Rower, catering to both individual clients and...

11.04.2023

The Four Best Electric Scooter Routes in Tallinn

Spring in Tallinn has arrived (trust us, it really is this time), and as the weather changes the great outdoors becomes bearable to those of us who do not have...

06.04.2023

The rules for riding an electric scooter

What? There are rules? Yes, it’s hard to believe just by looking around you during peak electric scooter season, but there is a list of clearly formulated rules that every...

04.04.2023

Interview with Hedi Mardisoo, CEO: Electric scooters are here to stay. Instead of outright bans, people should start taking more responsibility.

Residents of Paris voted in favor of banning electric scooter rentals, fed up with the accumulation of scooters on streets, and with related traffic accidents. Hedi Mardisoo, co-founder and CEO...

28.03.2023

What expenses should you be aware of if you want to become an app taxi driver?

Many ride-hailing platforms (meaning all ride-hailing platforms) advertise themselves by promising high earnings and an instant start. However, the expenses that incur with getting started often take new aspiring taxi...

20.03.2023

How to drive the app taxi safely?

As soon as you start providing a taxi service, your mileage skyrockets and you’ll be spending a lot more time in traffic. You’ll start driving around total strangers, which means...

09.03.2023

What documents do you need to get started as an app taxi driver?

So you decided to start providing ride-hailing services. Cleaned your car, even got yourself two new dress shirts. Well done! Now you also need to get your documents in order....

08.03.2023

5 mistakes I see app taxi drivers making

As a taxi driver, I know that the best way to get from point A to point B is to order a taxi via an app. Going to the doctor?...

23.02.2023

How to begin working as a food courier in Estonia?

Are you looking for extra ways to make money? Have some spare time on your hands? Or want a good excuse to be outside, exploring your city? As more people...

23.01.2023

2022 in numbers: How we circled the globe 239 times

Another exciting year filled with new achievements has passed by in what felt like the blink of an eye and the wind in our sails is now stronger than ever....

06.01.2023

Insurance for app drivers. What should you know?

App taxi driving is one of the most common types of gig employment, and it offers both advantages and disadvantages compared with the traditional model of employment. It’s an oft-mentioned...

19.12.2022

So you have insurance, but you’re not being compensated? Here’s why

We understand the customer’s frustration if, in the case of an accident, they receive a response that their claim is not covered by their insurance. For example, vandals have broken...

09.12.2022

Do you drive a taxi? Here are the essential apps you can’t live without

Smartphone apps have changed the way the taxi business works. Customers can book a car in a matter of seconds in their app of choice. An often overlooked aspect, however,...

23.11.2022

Winter will arrive seven times over. Always suddenly.

It’s the end of November and the weather turned cold so suddenly that some of the stores are yet to lay out their Christmas displays and many of us haven’t...

21.11.2022

Cachet paper-free claims reporting. How it works?

In the event of a traffic accident, easily obtained detailed information is crucial to ensuring everything runs smoothly. We’ve created the quickest and most convenient way to file a claim,...

12.05.2022

Cachet raises €5.5m to expand its marketplace for platform economy insurance

Cachet, the platform worker-focused insurance services marketplace that aims to foster a healthier platform economy, has raised €5.5 million to expand its services to gig workers across Europe. The Tallinn-based...

15.02.2022

Introducing Cachet’s friend referral campaign

2021 was an excellent year for Cachet in many ways – we launched the City rider insurance, updated our ride-hailer dashboard, entered the Polish market, and more. After such a...

29.12.2021

2021 in numbers: How we drove to the moon and back… 10 times

New products, new features, new records – for us at Cachet, 2021 has breezed by in a whirlwind of activity. It has been an even busier year for our ride-hailing...

22.11.2021

What to do with your traffic insurance when selling your car

Every vehicle on the road needs traffic insurance. In Estonia, this even includes trams and trolleybuses. Traffic insurance, which is also known as motor third-party liability insurance (MTPL), protects other...

10.11.2021

Why you should check a used car’s accident history before you buy (+ how to do it)

Used car sales are on the rise all across Europe and so are their prices. People are looking for an alternative to public transport in pandemic times and there’s a...

26.10.2021

Cachet is selected in the InsurTech100 for 2021.

With the InsurTech sector continuing to hit record investment levels, FinTech Global has named the 100 most innovative InsurTech companies in its fourth annual list. The InsurTech (insurance technology) sector...

24.10.2021

Meet the new Cachet dashboard for ride-hailers

It’s been a while since Cachet introduced motor and Casco insurance policies for ride-hailing drivers. Regardless of how often you drive a ride-hailing taxi, having insurance that doesn’t make you...

05.10.2021

The ABCs of electric scooter safety: 10 simple tips to avoid falls and accidents while riding

If you’re a city dweller, you’ve definitely noticed the growing number of electric scooters in the streets. Electric scooters or e-scooters are a booming trend, with the global e-scooter market...

05.10.2021

Electric scooters require a smart solution

When electric scooters appeared in our cityscape some years ago, it was clear that these were going to be a hit in the future world of sustainable transport. But this...

15.09.2021

City rider insurance gives eco-friendly riders a much-needed sense of security

When e-scooters first came out, it was clear that these were going to be a big hit in the world of sustainable transport. But this fast and convenient alternative also...

19.08.2021

Three things to keep in mind about Casco insurance and car owner changes

Whether you’ve decided to sell your beloved ride or need to change your car’s ownership for some other reason, you may be asking yourself – but what about my Casco...

16.08.2021

Independent Worker Day — a time to celebrate and support gig workers and freelancers

On the 16th of August, the U.S. celebrates National Independent Worker Day honoring tens of millions of freelancers, self-employed, consultants, small businesses owners, and others who’ve chosen to take an...

11.08.2021

Casco insurance for older cars: to be or not to be?

Used cars are widespread in Europe, with 11.5 years being the average European car’s age. Estonia is among the countries with the oldest fleets, with the average vehicle age exceeding...

09.08.2021

Driving a ride-hailing taxi? Here’s how to choose the right Casco insurance without getting in trouble

Getting Casco insurance for your car is always a good idea when you want extra security or if your car is in intensive use. For example, if you drive a...

13.07.2021

Roadside assistance – one of the best perks of Casco insurance

Having Casco for your car undoubtedly is one of the best choices you can make for you and your vehicle’s safety against unforeseen expenses. Smaller or larger accidents can happen...

23.06.2021

Cachet was nominated as Hottest Insuretech Startup in Europe

The Europas Awards is – and has been for the last 10 years – an annual event, now curated by The Pathfounder. The Europas was originally formed in 2009 by Techcrunch...

21.04.2021

Cachet reshapes the future of work

We are on a mission to enable better lifestyle for platform workers by creating personalized insurance offers that are based on their real working hours. This morning the second stage...

20.04.2021

Cachet has been selected for Plug and Play Insurtech Europe Batch 6 program

Plug and Play Insurtech announces 14 startups joining the sixth cohort of their 3-month accelerator program “Insurtech Europe powered by Plug and Play.” The program aims at facilitating POCs and...

20.04.2021

Cachet have broker licence in Europe

We have a mission to enable gig-working for everybody by creating a world-leading insurance broker for platform workers. As we plan to come out with new insurance products and offer...

23.03.2021

5 easy things to do for Your car maintenance this spring

Winter can be harsh on your vehicle. The cold, the snow, the ice, the salt, the sand – it all takes a toll on your car. Now, with the freezing...

16.03.2021

Driving ride-hailing taxi with your own car (part 2)

In the last article, we covered how and where you can find side-gig options from IT gigs to household services. The most popular side-gig in Estonia is driving a ride-hailing...

16.03.2021

Side-gig options in Estonia – what, where, how? (Part 1)

Side-gigs. The times are long gone when short-term jobs were reserved for the young or inexperienced. More and more people are choosing the flexibility of occasional side hustles that not...

16.03.2021

Will Cachet be the Estonia’s next unicorn?

Despite having a population of just 1.3m, Estonia has given birth to five unicorns — startups valued at over $1bn. This makes the tiny Baltic state the best performing nation...

16.03.2021

Business Insider asked Europe’s biggest tech investors to pick the disruptive insurance startups they think will blow up in 2021. Here are the 26 they chose.

Startup founders and venture capitalists are looking to take on the staid world of insurance. 2020 saw record amounts of capital flow into the space, amid an IPO for mobile insurance...

16.02.2021

What types of motor accidents do Estonians get into?

If you have ever driven abroad, then you’ll have noticed cultural differences in driving behaviors. The speedy Germans, the precise Swiss, the aggressive Italians, the calm Scandinavians… There are many...

01.02.2021

How telematics can decrease your car insurance price

Traditional car insurance has relied mostly on demographics, car attributes and previous claim history. What car you are driving, how old are you, are you married or single or where...

16.12.2020

Mateusz Litewski joins as new General Manager for CEE

We’re excited to welcome Mateusz Litewski as our new General Manager for Central and Eastern Europe. Our financial services marketplace for online platform workers will be launching in Poland and...

09.12.2020

Cachet is paving the way for autonomous transportation solutions!

Self-driving shuttles, which just recently were a part of science fiction, are slowly becoming a reality in our daily transport. Delivery robots and autonomous shuttles have been taken into use...

19.11.2020

Shield yourself from harm with Cachet

Safety is nowadays important everywhere — in every house, in every car. Everyone who purchases an annual ride-hailing traffic insurance policy and pays in monthly instalments will now get a...

16.11.2020

Cachet’s new look!

Stunning redesign, business accounts, and more! As the dark winter slowly rears its dreary head, Cachet is fighting back with brightness and friendliness. From a new app redesign to allowing...

05.10.2020

Cachet CEO Hedi is participating in Florian and Robin Show

We’re excited to have Cachet CEO Hedi participating in Florian and Robin Show that will take place tomorrow, on October 6 – 4 PM CEST at https://www.digitalscouting.de/. Catch her if...

25.09.2020

Cachet is listed among the hottest European insurtech start-ups.

Amazing news! 🎉 Cachet got listed among the hottest European insurtech start-ups. Read the article here.

03.09.2020

Cachet closes €1.1M funding round

Cachet, the financial services marketplace for online platform workers, has closed €1.1M seed round as it prepares to expand its service offering from ride-hailing platforms to urban mobility and vacation...

25.08.2020

COVID-19 is spurring gig economy growth. Can the world keep up?

Over the last decades, the gig economy has experienced explosive growth. In the US, for example, an estimated 43% of the labor market engages in some type of short-term contract...

19.05.2020

Cachet CEO Hedi Mardisoo nominated among “Women to watch in #fintech”. We’re super proud!

Cachet CEO Hedi Mardisoo nominated among “Women to watch in #fintech“. We’re super proud! Read more from here

26.03.2020

Fintech Baltic chose Cachet as one of the top startups to watch in 2020

With fintech gaining speed in the Baltics, Fintech Baltic look today at eight exciting fintech startups in the region to keep an eye on in 2020. Several of them are...

25.02.2020

Digital insurance platform Cachet first to enter the Latvian market

February 25th, 2020, Riga – Starting today, a new Estonian insurance technology (insurtech) start-up Cachet will begin its operations in Latvia. It is the first digital insurance platform to buy...

10.02.2020

Cachet in Techstars

Cachet was accepted to Barclays Accelerator, powered by Techstars, a London-based accelerator program for fintech companies. The program will run for three months until Demo Day on April 21. Read...

09.12.2019

Cachet: usage-based insurance platform and a wallet for gig economy participants

Estonian startup Cachet is a consumption-based insurance platform and wallet, focusing on gig economy service providers. Cachet is a platform that works based on the b2b2c model. They onboard customers...

09.12.2019

Cachet aims to solve ridesharers’ insurance problems

A new company created by former MP Kalle Palling and startup entrepreneur Hedi Mardisoo aims to solve the problem of part-time ridesharing drivers who must currently pay taxi insurance that...

Change region

Estonia • English

The insurance service provider is Cachet Insurance Broker OÜ. Before concluding a contract, we recommend reading the conditions and if necessary, contacting a specialist by phone: + 372 668 28 34

Download our app