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Traffic insurance for ride-hailing drivers

Ride-hailing motor insurance

Fair and flexible insurance for ride-hailing drivers. The cost of your cover depends on driving hours and the area where you serve passengers.

Why get ride-hailing motor insurance from Cachet?

Your cost of insurance (i.e. premium) is based on the hours and the area of fulfilling orders.

No paying passengers? Worry not. Your private rides are covered by the same policy.

All policies, claims, and other docs are safe and easily accessible in your digital wallet.

Whether you’re a taxi driver or provide ride-hailing services, this insurance covers both.

The policy covers the entire EU and a few others. Be sure to check the exceptions.

Insurance paperwork needs no paper to work. File your claim in our app instead.

This insurance is for you if ...

Frequently Asked Questions

If you need more assistance, contact our help center. Let’s get your issue sorted.

If insured for regular usage, the vehicle must not be used to provide rental, taxi, courier, alarm, security, ride-sharing, or driver instruction services. If you intend to use the vehicle for any such service, you must specify it in the insurance contract.

Cachet’s ride-hailing motor third-party liability (MTPL) insurance and casco insurance will cover both personal and business use. You don’t have to buy an additional policy for personal trips.

Cachet counts your driving hours from the moment you accept an order until it is completed. Hours from all your orders are included, regardless of the order platform. We don’t count the time you’re active on a platform, but aren’t servicing actual orders.

The hourly limit on ride-hailing insurance seeks to measure the risks inherent in providing taxi services. If you exceed the agreed limit, Cachet will send an automatic email notification. If you repeatedly exceed your limit, the insurance provider has the right to terminate your policy. We’ll let you know when that happens.

If you’d like to change your hours in the future, use your Cachet dashboard to request a policy modification. We’ll then terminate your current policy and create a new one with the hourly limit you seek. We’ll refund the prepaid and unused portion of your old policy. If you pay in monthly instalments, simply stop your payments.

One app, one place for all your insurance stuff

Get the Cachet app to buy, track and renew your policies. File claims here as well, just like insurance gods intended.

Leave fire hoops to the circus. Access your data like a normal person.

Personalised insurance leans on learning about your lifestyle and track record on the road. It’s how we ensure that you’re not slapped with unfair premiums.

Yes, insurers have always kept records to assess your risk. But Cachet does it to serve you. Inspired by the platform economy, we provide new and flexible kinds of coverage. And no hocus-pocus with customer data. You can easily check what we know about you under your account. Transparency, not hoops.

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