Motor insurance for app taxi drivers

Flexible insurance solution for app taxi drivers. Your insurance price depends on your driving hours and the area you provide your service in.

Insurance for app taxi drivers is special because...

Why is Cachet insurance a smart solution?

Services to match your lifestyle

We offer personalised and flexible insurance tailored to you

Everything in one place​

All your policies, documents and claims in one digital wallet. No more messing around with papers.

Cost effective

Choose the best insurance offer from our insurance partners and pay in monthly instalments

Stop spending more than you need to


If you purchase an app taxi motor insurance policy or an app taxi casco insurance policy for a duration of 1 year through Cachet’s website (hereinafter ‘the Website’) between 05.10.2021 and 30.10.2021, you will get a free tire change from Cachet.

The tire change granted by Cachet is performed by Idealauto in Tallinn (Ideal Auto OÜ, registry code 14103554, located in Tallinn, Peterburi tee 47c, 11415) or in a car repair shop outside of Tallinn chosen by the customer and agreed upon with Cachet.

The insurance broker service is provided by and the insurance policies are mediated by Cachet Insurance Broker OÜ, operating as the insurance broker on the Website (registry code 14920263, located in Kohtu 2-21, 10130 Tallinn, email, hereinafter ‘the Insurance Broker’). The terms and conditions of the brokerage agreement are available on the website

After concluding the insurance contract, send an email to with the following information: title ‘Tire change’, first and last name, car registration number, booked time slot.

You can redeem your free tire change until 01.12.2021.

If the policy-holder terminates the insurance policy before the end date, Cachet has the right to demand that the policy-holder compensate for the tire change or deduct the corresponding cost from the refundable insurance premium, in the amount that is proportional to the amount of time remaining until the end of the policy.

The offer does not extend to other services offered via the Cachet website or to any insurance policies with a duration of less than 1 year.

The campaign is run by Cachet OÜ (registry code 14560702, located at Kohtu 2-21, 10130 Tallinn, hereinafter ‘Cachet’). As the organiser of the campaign, Cachet has the unilateral right to cancel the campaign or change the conditions of the campaign, publishing respective information on the website and ensuring that the already granted tire changes shall be performed. Please contact in case of any campaign-related questions.

Cachet counts your driving hours from the moment you accept the order until the order is completed. The hours from all your orders, regardless of which platform you worked with, are put together. The time which you were active on the platform but were not fulfilling actual orders is not counted.

App taxi insurance hourly limit is set in order to accurately measure the risks that arise when offering taxi services. If you exceed the agreed limit, Cachet will send you an automatic email notification. If you exceed your limit multiple times, Cachet has the right to terminate your policy. In that case, we will notify you.

If you would like to drive less or drive more in the future, you can send us a policy modification request through the dashboard. In that case, we will terminate your current policy and create a new one with the requested hour limit. You will not have any financial obligations as a result of the change. We will refund the money left from your old policy, but if you pay in monthly installments, you can stop paying for next installments.

Cachet app taxi traffic and Casco insurance will cover both taxi driving and your personal driving. You do not have to buy an extra policy for your personal driving.

Did you know?

Our app makes your life easier.

Download the Cachet app to purchase, keep track and renew your policy. Even filing claims is made easier. Try it out for yourself!

Prepare early for winter

with a free tire change

Apptaxi drivers and winter tires have something in common. They are both in high demand! With Cachet’s apptaxi traffic or casco policies, we offer a free tire change jumping you to the front of the queue.