In some markets, quotes may take up to 3 minutes.
Average Cachet customer savings on ride-hailing insurance, compared to premiums elsewhere.
Current Cachet users, based on the customer satisfaction score.
Modern cities need efficient and shared mobility solutions. Rapid urbanization has spurred changes in how people live, commute and work, making mobility critical to how urban lifestyles evolve. With more congestion, personal transport modes lose their allure, paving the way for the growing significance of shared-mobility services.
Whether it’s bikes, scooters, or cars; fleet platforms help meet the need for shared transportation. More demand promises more revenue, but the human factor adds complexities. First, driver skills and behaviors vary – a significant headache for fleet managers. Then there’s dealing with claims, rising insurance premiums, and the fact that vehicles off the street due to repairs bleed money instead of earning it. Handling all that requires precision. Without proper tools, it’s time-consuming and inefficient. Let’s explore how Cachet Mobility can support you.
A fleet’s success hinges on the reliability and performance of its drivers. Cachet Mobility introduces a driver-rating mechanism that lets you reward good drivers and identify reckless ones. This minimizes claims and costs, enabling a more cost-effective and efficient operation. The system not only improves a fleet’s safety and reliability, but the overall experience for drivers and customers as well.
Cachet Mobility streamlines the claims process. It’s digital and seamless, enabling swift and informed decisions.
Real-time overview: a comprehensive snapshot of the details and current status of each claim. It includes information about the vehicle and driver, the specific location, and the current status of the claim. Real-time visibility gives fleet owners all the data they need to decide and act without delay.
Automated notifications and approval: Never miss a filed claim. As soon as a claim is submitted, the system alerts the fleet operator who can review and verify the accuracy of each claim before it is sent to the insurer. This ensures that all information is correct, reducing mix-ups and facilitating a smoother claims process.
Insurance is pivotal to navigating a fleet’s risks and securing its financial stability. However, scattered data and inefficient practices often lead to all shared vehicles being seen as high-risk assets. This results in higher premiums for the entire fleet. Cachet Mobility introduces a unified digital platform to consolidate scattered data, optimize risk assessment, and bring true efficiency to fleet-insurance management.
Unified Digital Platform: A central hub that harmonizes fragmented data and enables fair, data-driven insurance pricing. Using a variety of insurance partners, the system identifies the best available offer for the full fleet – at the click of a button.
Instant adjustments: Effective fleet operations are adaptable. Cachet Mobility enables instant policy adjustments. Whether you’re adding new vehicles or modifying existing insurance policies, the platform ensures swift updates that reflecting your evolving needs.
Unified monthly payments: Simplify financial management with consolidated insurance payments for all vehicles. Cachet Mobility streamlines them, providing a transparent overview of monthly financial obligations.
Want to know more about how Cachet Mobility can help streamline or scale your fleet business? To get the attention you deserve, please book a demo.
It’s a happy day at Cachet. We’ve launched a product that provides market-leading accident cover for Polish couriers and other bike and scooter riders, whether they’re at home or abroad. PAI for Riders is available for purchase immediately on the web at cachet.me, as well as in our iOS and Android apps.
In partnership with Allianz Partners, PAI provides compensation for bodily injuries, medical expenses, and loss of income due to disability or death.
10 000 zł covers costs just 18zł per year – one latte at a nice cafe. 20 000 zł protection is available for 36zł per year. Bike PAI covers gig work as well as personal rides. Coverage isn’t limited to Polish territory, either. It travels with the customer, anywhere in the world.
“In the expanding platform economy, many people, particularly last-mile delivery couriers, have been risking potentially costly accidents without a proper safety net. They’re the backbone of on-demand services, but have been dangerously exposed. Luckily, that is now over.” said Danuta Żukowska, Cachet’s General Manager CEE.
Accidents are always unexpected, you never have them until you’re having them. Still, there are common risks that can often be mitigated by good street manners and paying attention:
Cachet’s novel insurance products are designed to fit the changing work and lifestyles. Drivers and riders now have flexible coverage options that weren’t available just a couple of years ago. The launch of Bike PAI is another example, how traditionally slow-moving insurance is transformed by digital innovation.
Get insured, ride responsibly, and have fun out there!
Policies, industry insights, and other highlights from the intersection of
insurance, tech, micromobility, and the European platform economy.
As 2024 picks up steam, here’s a quick refresher on rumblings in the space where insurance, tech, and data interact. Hope you’ll find this useful. Soon, we’ll take a separate dive into some of these. Let us know what you’re interested in.
Meanwhile, in the days, weeks and months ahead we’ll be announcing exciting new markets, customers, and partners. To misquote Mr. Sinatra, it looks like a very good year. See you there!
Europeans will have more control over their data, and services will be more individually priced. In insurance, it means broader use of behavioural data, such as lifestyle, asset use, or driving patterns. This will lead to more accountability and dialogue, ideally producing fairer and more transparent prices. Another holy grail is a better ability to predict – and preclude – accidents. Of course, there must be credible guardrails to keep things from veering into Black Mirror or Minority Report territory. A monumental, but crucial, task.
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Our team is excited to help your fleet business thrive.