Estonia
Casco for ride-hailing drivers
Ride-hailing casco insurance
Also known as comprehensive auto insurance, casco is great for newer cars. Use it on top of compulsory ride-hailing motor insurance to get 360-degree coverage. The flexible cost depends on your location and driving hours.
Why get ride-hailing casco insurance from Cachet?
Your cost of insurance (i.e. premium) is based on the hours and the area of fulfilling orders.
No paying passengers? Worry not. Your private rides are covered by the same policy.
All policies, claims, and other docs are safe and easily accessible in your digital wallet.
As casco insurance is purely optional, coverage and duration are yours to choose.
The policy covers the entire EU and a few others. Be sure to check the exceptions.
Insurance paperwork needs no paper to work. File your claim in our app instead.
This insurance is for you if ...
- You already have compulsory ride-hailing motor insurance.
- You want the fullest-possible protection and 24/7 road assistance.
Frequently Asked Questions
If you need more assistance, contact our help center. Let’s get your issue sorted.
If insured for regular usage, the vehicle must not be used for providing rental, taxi, ride-hailing, courier, alarm, security, or driver-instruction services. If you intend to use the vehicle for such services, you must specify the corresponding usage in the insurance contract.
Cachet’s ride-hailing MTPL insurance and casco insurance cover both personal and business use. No need to buy an additional policy for personal trips.
Cachet counts your driving hours from the moment you accept an order until it is completed. The hours from all your orders are included, regardless of the order platform. Cachet doesn’t count the time you’re active on a platform, but aren’t servicing actual orders.
The hourly limit is set to accurately measure the risks of offering ride-hailing or taxi services. If you exceed the limit, Cachet sends you an automatic email notification. If you repeatedly exceed your limit, Cachet may terminate your policy. We’ll let you know when that happens.
If you’d like to change your hours in the future, use your Cachet dashboard to request a policy modification. We’ll then terminate your current policy and create a new one with the hourly limit you seek. We’ll refund the prepaid and unused portion of your old policy. If you pay in monthly instalments, simply stop your payments.
One app, one place for all your insurance stuff
- The digital wallet for all your records and activity
- Easily file insurance claims online
- It’s where paperwork ends and insurance begins
Leave fire hoops to the circus. Access your data like a normal person.
Yes, insurers have always kept records to assess your risk. But Cachet does it to serve you. Inspired by the platform economy, we provide new and flexible kinds of coverage. And no hocus-pocus with customer data. You can easily check what we know about you under your account. Transparency, not hoops.
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Estonia • English
The insurance service provider is Cachet Insurance Broker OÜ. Before concluding a contract, we recommend reading the conditions and if necessary, contacting a specialist by phone: + 372 668 28 34
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