Protect Your PeopleWith Confidence
Give people comprehensive protection tailored to modern life. From accident and liability coverage to parental and compassionate leave, we give you tools to help gig workers stay protected.
Why choose cachet?
The Smart Solution
For Modern Workers
Modern workers need coverage that adapts to their work patterns. Keeping them protected whenever, wherever, and however they choose to work. Cachet provides insurance that aligns with actual work habits, ensuring they’re covered only when they need it, without unnecessary costs.
50 000+
Tasks Handled
250 000+
Vehicles & People Insured
50+
Platform Partners
Value Added For You
Adaptive Insurance
Receive the best offer from our insurance partners for your entire fleet, and store all your policies in one digital wallet. Add or remove policies as you need in a few clicks.
Policy Performance
Monitor policy performance in real time with clear metrics and historical comparisons that help you understand what's working, what's changing, and where to optimise.
Claims Control Center
Gain full oversight and control over your claims with our Claims Control Centre. Submit quickly, track trends and identify patterns to reduce risk.
Control Risk. Prevent Loss.
Powered BY AI
Powered by AI, Cachet’s Risk Control takes you beyond reporting by identifying trends and performance signals automatically. Helping you control for risk patterns as they emerge and act with confidence to prevent losses.
Rental Management
Eliminate manual spreadsheets and simplify rental operations. Manage all reservations and track fleet availability in one place.
Embedded Distribution
Embedding insurance seamlessly into your existing infrastructure enables distribution at scale while maintaining simplicity at the point of activation.
Easy Integration
Our technology supports everything from policy distribution to localisation, reporting, and claims management — all in one unified system.
Value Added For Your Users
Covered When Necessary
Whenever your user is using your platform’s service, whether it’s for private rides or for delivery services, they will be covered. And if they’re covered, you’re covered.
Stress-free Claims
With our stress-free claim filing process and claim follow-up possibilities we reduce uncertainty and provide transparency throughout the claim process.
Insights Activating Change
Owning their data means more than just being able to access — it means that users have ability to use it to understand and improve their behaviour.
with adaptive insurance?
Frequently Asked Questions
If you need more assistance, contact us. Let’s get your issue sorted.
How does Cachet integrate with our platform?
Via API, connected to your existing systems so data flows automatically. Coverage activates and deactivates based on real operational events rather than manual policy changes. Integration is handled as part of onboarding.
Can Cachet embed insurance into our product or booking flow?
Yes. Coverage activates at the point of a usage event: a shift start, a vehicle check-out, a delivery acceptance. Workers and customers are covered without a separate sign-up process. It fits inside your existing flow rather than sitting alongside it.
How do gig workers get covered through our platform?
Coverage switches on when a worker goes active and off when they go offline. No separate policy for them to arrange. This matters because personal motor insurance typically excludes commercial use. Without platform-level coverage, many workers are operating in a gap.
How does Cachet help us manage our loss ratio?
Risk Control gives you data on what's driving claims across your operation: driver behaviour, usage intensity, incident patterns. Use it to intervene before problems escalate. The aim is fewer claims, not faster processing of the ones that happen.
How does coverage adapt as our fleet or workforce changes?
Add or remove coverage through the platform as your fleet grows or changes. Billing is monthly and consolidated across all policies. For platforms with variable activity, coverage scales with actual working hours rather than a fixed annual commitment.
Does Cachet work across multiple markets?
Yes. Cachet holds a passported EU insurance distribution licence and currently serves clients across Europe. Local regulatory differences, insurer relationships, and product structuring are handled on your behalf. You see one platform.
with adaptive insurance?