Control Risk.
Prevent Loss.
Cachet gives fleet and gig platform operators early oversight of emerging risk and tailored insights to act on it, so claims don’t turn into higher premiums at renewal.
Oversight,
insight.
Cachet's risk control combines fleet data, claims history, and usage patterns with predictive risk modelling and behavioural analytics. You see risk factors building across your markets before they lead to incidents, not after the claims arrive.
Change outcomes,
before they escalate.
The Loss Prevention Toolkit gives you recommendations and intervention plans based on your own fleet's data. That could mean changing vehicle placement in a high-risk zone, adjusting operating hours, or addressing a recurring damage type. The aim is to stop incidents before they escalate into claims.
Value You Get
Responsive Claims Management
Cachet helps you to understand the patterns behind the claims coming in. Resolving the knowledge gap between the insurer and platform. Giving you richer insights into clusters, patterns and factors around your claims.
Lower Operational Costs
With adaptive insurance, the usage and insurance go hand-in-hand. Saving you costs where you need it more. Get better priced premiums, avoid over-coverage and claims that could’ve been avoided.
Safer Outcomes for Stable Operations
Taking proactive actions to minimise harmful outcomes will lead to safer outcomes in the areas you operate in. Less loss overall will strengthen your position in tenders and expansions plays. Meaning a more stable future for your operations.
What does being in control of risk look like?
Looking Forwards
With adaptive insurance you look forwards, as opposed with traditional insurance. It fits with the dynamic environment of shared usage and flexible fleets, meaning the pricing changes based on coverage and premiums to match the actual risk profile of the fleet.
Know Your Risk and Act on It
You know where your risk lies and you’re able to act on it with the service and technology that Cachet is offering. Giving you one intelligence layer, unifying fleet data, usage patterns, and claims history. The data becomes smarter and you get fairer pricing model.
Be in Control
At policy renewal, you can be in control. attempting tailored interventions closer in time to when the risk factors are emerging. This helps you avoid increasing prices or at least challenge the decision.
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Frequently Asked Questions
If you need more assistance, contact our help center. Let’s get your issue sorted.
What is the value of working with Cachet as a broker?
Cachet sits between you and the insurer. Unlike a standard broker, we don’t place a policy and step back. We have built a platform that puts data into unified and real-world risk dashboards. Helping you to secure better terms from your insurer network, and give you a single point of contact across all your coverage.
What is risk control in insurance, and why does it matter for fleets?
Risk control means identifying risk factors early enough, before they turn into claims, rather than only pricing for losses after they happen. It matters for fleets because risk shifts constantly with new drivers, changing routes, seasonal usage. Traditional insurance only reflects that shift at renewal. Risk control gives you visibility into where risk is building, letting you act on it early to avoid any unnecessary costs.
What is the Loss Prevention Toolkit?
A set of tools within the Cachet Platform that show operators where their risk exposure is coming from: driver behaviour, usage patterns, claims trends. The purpose is to make clear where action will have the most impact, before losses accumulate.
What’s the difference between Risk Control and Loss Prevention?
Risk control is the process of identifying risk factors, like usage patterns, routes, claims history, before an incident occurs. Loss prevention is taken once the risk is known: helping to adjust driver behaviour, giving maintenance alerts or route adjustments that stop the risk from becoming a claim. Risk control finds the risk and loss prevention acts on it.
How can fleet or gig platform operators lower their insurance premiums?
Premiums drop when claim frequency and severity drop. Operators can lower premiums by acting on risk data before incidents happen. Having knowledge about high-risk routes, driver behaviour, or asset usage patterns. Instead of waiting for claims to rise and affect policy pricing at the renewal. Adaptive insurance ties pricing to your actual risk profile rather than fixed averages.
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