Traditional fleet risk tools react to risk rather than anticipate it — relying on historical data and missing the signals that matter most. AI changes that. Cachet's platform connects fleet data directly to insurance infrastructure, enabling preventive risk monitoring, smarter claims intelligence, and pricing based on actual behaviour.

Usage-based insurance is an insurance model where premiums are calculated based on how much, how often, and how safely an asset is used, rather than charging a fixed annual fee.

The New Market Reality. The employment landscape is changing. It is not just the traditional 9-5 model that is on the way out. Revolutions are underway in where, how and for whom we work.

Adaptive Insurance Is Enabling The Platform Economy. Every now and then, a technology comes along that changes the game. Rewriting rules and opening up new possibilities. Today a quiet transformation is underway that is turning insurance from a cost centre into a competitive edge for platform businesses. That transformation is the adoption of adaptive insurance solutions.

How Insurance Works in Shared Mobility. Traditionally insurance has operated on a one-size-fits-all model, even in the dynamic world of shared mobility. Premiums have been calculated using general statistics data without considering fleet or asset-specific usage behaviour.

What SaaS is Right for Risk Management? Shared mobility operators are confronted everyday with new SaaS products promising to optimise their operations. From event-based insurance triggers to real-time risk scoring. When facing increasing consolidation, the promise of a new competitive advantage is one to take seriously.

Adaptive Insurance: Smarter, Fairer, Built for Fleets. Traditional fleet insurance is rigid. Fixed premiums mean you pay the same whether vehicles are on the road or parked for days. That’s wasted spend. Add piles of paperwork and slow claims, and it becomes a drag on your business.

Sustainability is no longer optional for mobility platforms. It's the competitive edge. Discover how data-driven technology and adaptive insurance help platforms scale sustainably and profitably.

2025 has brought significant price increases to fleet car insurance, driven by several critical factors. Innovations in smart data management and automation are transforming how fleets are insured and managed. By analyzing factors such as driving behavior and vehicle usage, Cachet ensures that you pay a fair price—no more, no less. That's smart insurance for modern fleets.