Adaptive Insurance Pricing
Built Around Your Operations
Pricing is customized for each organization based on scope, usage, and configuration, providing a cost model that scales as you do.
Pricing Built Around You
* Mandatory fields
Your selection
Insurance need
-
Asset type
–
Fleet size*
between 20 and 50
Approximate asset usage (minutes/month)
5 000 or less
What's the coverage area?
-
Frequently Asked Questions
If you need more assistance, contact our help center. Let’s get your issue sorted.
How is pricing determined?
Based on actual usage and behaviour, not broad population averages. Driving behaviour, shift patterns, claims history, asset type, market, and coverage level all factor in. For business clients, Cachet negotiates terms directly with insurer partners using your operation's actual data.
How does adaptive insurance affect cost?
For well-managed operations, adaptive insurance usually costs less. Pricing is based on real behaviour and real usage, so responsible operators aren't covering the cost of higher-risk ones. Riskier behaviour shows up in the price you pay. Your operations and your costs stay directly linked.
How does pricing scale as our needs change?
Coverage can be added or removed through the platform as your operation grows or changes. Billing is consolidated monthly across all policies. For gig platforms, coverage activates and deactivates based on active working hours, so costs naturally track actual usage.