Policy distribution feature just got quicker, greater at scale and faster at speed. Our latest update replaces the slow, manual onboarding process of new vehicles with a smarter way to place policies across your insurance programme. Solving the lack of visibility into fleet status once vehicles are on the books, so operators always know the state of their fleet.
Why Policy Placement is so Important
Policy placement used to mean weeks of back and forth with brokers, underwriters and endless emails, all just to negotiate terms and hope for the best.
You want to get the right terms, fair pricing, and a claims process that doesn’t fail you when you need it. Getting it wrong, means looking at unnecessary claims, coverage gaps, or just paying more than you should.
That’s what changes with the digital first approach, placement is done in real time, not in weeks.
An Easy Way for Getting Assets Insured
Cachet's asset management features enables operators to distribute insurance with ease: vehicles can be uploaded in bulk, across any vehicle type from scooters to cars to bicycles. Owning and placing insurance on vehicles directly.
The insurance overview gives a single, live view of insurance status, flagging vehicles that are uninsured or approaching renewal, with the option to automate renewals entirely so insurance gaps stop being something a small team has to track manually.
Insurance Coverage within Minutes
Cachet has brought a digital edge to policy distribution. Our feature supports a simple bulk upload, transforming your excel table into a dynamic asset overview. And no more under coverage for the vehicles.
After uploading successfully, you get the overview of the asset list, where you’re able to see vehicle information like plate number, car and model.
But more importantly it shows you which cars have active MTPL and casco insurance and for how long. From one view, you know the state of your fleet and which vehicles are approaching renewal.
Coverage is active in minutes instead of days. The MTPL is calculated automatically, casco is the only exception, since it requires a quote.
Getting a vehicle insured is only half the picture. Once it's on the road, operators need to know what's actually happening with it, how it's being used, what claims are coming in, and where the costs are going. That's where Cachet's Claims Control Center comes in.
Clear Overview on Assets, Customers and Claim Patterns
Cachet’s Claims Control centre gives operators all their claims data in one place. It gathers and organises data on asset usage, and claims patterns.
Operators have one unified view to access their claims history, track current claim statuses and analyse trends. The view highlights claims that need immediate attention, so nothing goes unnoticed.
The trip info block lets teams add the details insurers need to process accident reports. With this feature, operators avoid the back-and-forth with insurers, making claims handling smoother.
Using Cachet’s enhanced policy distribution feature and claims control centre gives you full control over your fleet, from the moment a vehicle is insured to the moment a claim is closed.
Do you want to have full control over your fleet? Book a demo.FAQs
What is policy distribution?
Traditional insurance policy distribution models are becoming outdated, now with Cachet we make this digital end to end. You can assign, or remove, policies across your fleet from within our platform.
How does under coverage impact me?
Incorrect policies, outdated coverage, new assets on the road without assigned policies, lead to under coverage. It can result in a massive headache once a claim appears. Instead, tools like enhanced policy distribution reduce the risk by giving a clear oversight of your insurance statuses across your fleet - supported by a single interface to add and distribute coverage.
Can I follow all my claims in one place?
Yes. You can find all your claims in the enhanced claims control centre within our platform. It allows you to complete claims history, track current claim statuses, and analyse trends, all in one place.
What is adaptive insurance?
Insurance that adjusts with coverage and pricing that reflect whether an asset is active or not, what kind of work is being done, and what your real-world risk picture looks like. No fixed annual premiums.
What services does Cachet offer?
Cachet offers adaptive insurance for the modern platform economy. For platform operators Cachet offers coverage for car fleets, car-sharing, e-scooters, e-bikes, cargo bikes, and other micromobility assets. For gig workers Cachet is offering active-hours coverage for ride-hailing drivers, couriers, and delivery riders. The platform also offers claims reporting, vehicle booking and rental, driver behaviour analytics, and parking management.
