Trends and Turning Points In New Mobility Insurance in 2026

After a busy start to the summer, seeing our presence at leading industry events from Berlin to London and Warsaw we sat down with Cachet's CRO and Co-founder Kalle Palling to get his take on the trends shaping mobility and insurance.

Three major industry events this summer, covering Berlin, London, and Warsaw all in a matter of weeks. What took you and the team on the road?

It's been a busy few weeks, but the right kind of busy. Each event had a completely different energy and a different lens on the industry. 

Berlin saw the Cachet team exhibit at Micromobility Europe, it was about the vehicles and the operators building tomorrow's cities. Then in London the team was out in force at MOVE, exhibiting our adaptive insurance solutions to the innovators redefining what mobility even means. 

And Warsaw was a look at the future of insurance, as well as a reminder that none of it works without the people and relationships behind the scenes.

Together they gave us a pretty complete picture of where this industry is heading.

Let's start with Berlin. What brought Cachet to Micromobility Europe?

Micromobility Europe is where the operators, founders, city officials, and builders who are actually shaping urban mobility come together. For us it was important to be in that room. 

The event was all about the next phase of Micromobility adoption, the sector is evolving from rapid growth into long-term market maturity. 

The industry is growing, and getting bigger, which includes a new phase of trust, long-term city partnerships, and building sustainable rider adoption. 

Supporting platforms as they expand their fleets is a key mission for us. Additionally, how to work together with cities and regions so everyone can move in sync and we can prevent loss at scale. In the past we have found this event to be a launchpad for new clients, the conversations there setting the stage of partnership later on. And a big part of our growth story has been deepening our relations with them.

And, MOVE in London followed, what did you learn there?

Completely different scale and focus. MOVE is the world's largest mobility tech event. Everything from software-defined vehicles to battery infrastructure. We have the full picture of where transport is heading over the next decade.

What made it interesting for us was that we were the only insurance technology solution there. That's not a small thing. It says something important about the opportunity in front of us as we continue to support pioneers of mobility.   

Being there was a chance to validate our long-term thinking and build relationships in a space that is becoming increasingly important for what we do. Our goal is to become one of the leading insurance solutions providers for this segment, just as we are for micromobility today. 

You also spoke on a panel at MOVE. What was the discussion about?

The panel was on validation, trust, and regulatory acceptance in autonomous mobility. A major question for the industry right now. 

One thing that became clear in our discussion was that adoption first happens through practical, well-defined use cases, last mile shuttles, delivery robots, and robotaxis. 

These are environments where technology can demonstrate value, safety, and reliability in a controlled way. Then stakeholder trust will come and autonomous mobility scales will follow. 

Alongside that, insurance needs to evolve with it. You cannot insure what you cannot understand, and understanding comes from data gathered in real-world deployments.

This is exactly what Cachet has been doing for years for Auve Tech. They build autonomous electric and hydrogen-powered shuttles designed for first-and-last-mile public transportation. Already delivering real-world results across Japan. United States and some parts of Europe.

As their insurance partner we make sure their autonomous shuttle solutions can get to market. Demonstrating how autonomous mobility can have a real impact on communities and services.

And finally Warsaw, how did the Renomia European Partners Conference fit into all of this?

Warsaw was special. Over 200 insurance professionals from across Europe come together to the Renomia European Partners Conference. Exploring technological and service based innovation in the name of better insurance experiences. 

This is something we think about a lot at Cachet. Over the years, Cachet has built deep technical and insurance expertise around new mobility models.

In the process we have demonstrated how better data and deeper risk understanding can transform emerging mobility. It has gone from something insurers are unable to confidently assess to a world they can understand and insure in an adaptive and fair way.

Increasingly, especially looking back at this conference season, it is clear that most of the insurance companies or intermediaries will not start to develop the same level of solutions that we have already been providing in this space for years. 

So I expect we will see more strategic partnership between underwriters, brokers and technology solutions providers as we rally to enable these emerging mobility solutions to thrive. 

What's the one thing you're taking into the second half of the year from all of this?

That the timing is right. The question is no longer whether new mobility needs better insurance solutions, it's who is going to build them, and how fast. 

We intend to be the answer to that question.